Cenno

Cenno is an expense tracking app for iPhone and iPad, with the core proposition of "no account, no server." Your ledger only moves between devices and in your own iCloud, and officially there is no server that can hold your data. The following content is organized based on the official page description.

Purpose Used for daily bookkeeping and expense management, including budgets, net worth, reimbursements, and multiple ledgers, all calculated locally on the device.

Main capabilities

1. Quick entry: cold start goes directly to the keyboard; you can enter expressions (such as 24+3.5) and press Enter; templates can save an entry with one tap; "Save and New" keeps the category for continuous bookkeeping.
2. Categories and search: 13 categories and subcategories, 128 icons, all free; receipt photos stay on the device; instantly search merchants, notes, tags, and amount ranges.
3. Budgets: includes monthly totals, per-category budgets, and a daily allowance that updates with spending; the unspent portion carries over to the next month; overspending is marked in vermilion, with a suggestion for the next month; the entire budget feature is free.
4. Net worth: no bank login required. The balance equals the starting number plus every entry since then; when there is a discrepancy in reality, use "Reconcile" to correct it with one tap without touching historical records. Supports credit limits, billing dates, and due reminders.
5. Refunds and reimbursements: refunds and reimbursements are used to offset expenses, not to count as income.
6. Savings jar: pretend to order takeout, record the money saved by not ordering it, and check in; no real funds are involved, no charges, no transfers, and no touching of accounts. Supports streaks and nine badges, unlocked as soon as they are earned; shared cards only show days and badges, never amounts.
7. iPad and iCloud: iPhone and iPad use the same ledger, synced through your own iCloud rather than official servers; entries from both ends merge cleanly. Sync is off by default and can be turned off at any time; Pro is a one-time purchase and works on both ends. iPad offers a three-column layout, keyboard shortcuts, and pointer support; supports lock screen and home screen widgets; light and dark follow the system.

Free and Pro The free version is the complete ledger: entries, full budgets with carryover, refunds, export, and the savings jar, with no limit on the number of entries. Pro unlocks six items: statement import (bank, Alipay, WeChat CSV), multiple ledgers, advanced reports, recurring entries, a reimbursement center, and themes and widgets. Pro is a one-time purchase, with the price shown in local currency in the App Store. If you previously bought Cenno 1.0 for free, opening 2.0 means you already own the Pro lifetime version. Prices in other regions are set by the App Store. Subscription renews through Apple and can be canceled at any time in Settings.

How to use Download it for free on the App Store, for iPhone and iPad, requiring iOS 17 or later. Data is stored in local files on the device with complete file protection; if sync is enabled, it is stored in your own iCloud. When changing devices, you can enable iCloud sync, or export a backup from Settings and restore it on the new device; the backup file also embeds receipt photos. Importing statements requires Pro: export CSV from a bank, Alipay, or WeChat Pay, open it in Cenno, and parsing is performed entirely on the device.

Data and privacy Only two things leave the device: first, what you actively send when you tap to submit feedback, including the text you enter, up to three screenshots you select, and five diagnostic values (version, build number, device model, operating system, and language); second, optional iCloud sync, which is off by default. Your ledger files go into your own iCloud container and move only between your devices, without passing through official servers. Apart from this, there is no analytics, no tracking, no third-party SDK, and no record is uploaded.

Use cases iPhone/iPad users who want no account registration, want data to stay local, and want to quickly keep accounts and manage budgets and net worth; users who need reimbursement offsets, multiple ledgers, or importing from Alipay/WeChat/bank statements; users who are privacy-sensitive and do not want records uploaded.

Limitations iPhone and iPad only, requiring iOS 17 or later; there is no account system, and cross-device use depends on iCloud; some advanced features (statement import, multiple ledgers, advanced reports, recurring entries, reimbursement center, themes and widgets) require Pro. Information not provided: specific price figures, other platform or web version support, team collaboration or shared ledger features; the official page does not currently provide these.