Flan is a budgeting and financial planning app whose core idea is to "not only show where the money went, but also show where the money is going." Officially positioned as a tool that makes the financial future visible, it supports both individual planning and planning together with a partner.
In terms of purpose, Flan is aimed at users who need to make medium- and long-term financial arrangements. It can be used to pay off debt, split bills fairly, assess how long savings can last, prepare for large purchases, plan for early retirement, and other scenarios, and can also serve as a reference for users choosing budgeting apps.
Its main capabilities include: a projection-first budgeting approach, that is, showing the future financial situation through a clear visual timeline rather than merely reviewing past spending; visualization and intuitiveness, with official emphasis on not using spreadsheets and not piling on professional jargon, using only charts to make the full financial picture clear at a glance; actionable insights, where the app not only displays data but also gives next-step suggestions, using smart tips to prompt users to take action; and planning alone or together, where users can plan by themselves or share projections with others and grant view or edit permissions, with both parties seeing the same timeline and numbers.
In terms of how to use it, the official steps are: first, add numbers such as income, bills, savings, and debt; second, add upcoming events, such as a raise, moving, a wedding, or buying a car, and enter their actual dates; third, view the timeline, where free users can see cash flow and net worth from next month through one year, and paid Flan Plan users can view up to 30 years and unlimited planning.
Regarding supported platforms, Flan is available on iOS and the web, and is officially said to be free to start using; the Android version is "coming soon," and users can join a waitlist to be notified when it launches. When users need a 30-year view and unlimited planning, they can upgrade to Flan Plan.
Limitations and information not yet provided: the official text does not give specific fee amounts, pricing details for Flan Plan, or the exact launch date of the Android version, nor does it state whether platforms other than iOS, web, and Android are supported. The official text also does not mention integration capabilities such as data import methods or whether automatic bank account syncing is supported, and these are not yet provided.
