Thentic Pay is a non-custodial, multi-chain cryptocurrency payment infrastructure for modern businesses, with the core goal of letting merchants directly control funds, improve settlement speed, and simplify onboarding. Funds do not pass through the platform or a bank; instead, they go directly into the merchant's connected own wallet, and transactions are signed by the merchant on-chain, thereby avoiding the risk of address entry errors while reducing fees, speeding up fund flow, and achieving full ownership.
Main capabilities
- Instant non-custodial settlement: payments arrive directly in the connected wallet, and the merchant signs the transaction on-chain.
- Usage-based pricing: only 1% of the processed amount is charged, with no monthly fee and no minimum transaction volume, billed monthly, and the fee is borne by the customer rather than the merchant.
- On-chain cryptocurrency subscriptions: supports daily, weekly, and monthly renewal plans, based on native ERC-20 approve, with no card network and no chargebacks, fully on-chain and non-custodial.
- Broad chain and token support: covers 16 blockchains and more than 30 tokens, including Polygon, Base, Arbitrum, Optimism, Ethereum, BNB Chain, Avalanche, Cronos, Flare, and other chains, as well as USDT, USDC, DAI, WBTC, and other tokens.
- Merchant analytics app: a real-time dashboard can track payments, subscriptions, and revenue across networks, with CSV export and Webhook support.
- Built-in AML compliance: every transaction undergoes dual-layer sanctions screening through the OFAC SDN list and Scorechain API, with no additional configuration required.
- Fast integration: can embed a single iframe or call a REST API, supports Webhook, custom metadata, order ID, and customer reference information; one API call creates a payment and returns a payment URL.
How to use Thentic Terminal is a hardware terminal for offline scenarios. Users can complete cryptocurrency payments by tapping, scanning, or QR code, funds are settled directly to the merchant's own wallet, and a receipt is printed on the spot, equivalent to holding the entire Thentic technology stack in your hand. Online integration is completed through iframe embedding or REST API calls; submitting a JSON request body returns a payment URL that can be pasted anywhere.
Pricing structure The usage-based plan includes all 16 blockchains and more than 30 tokens, a merchant analytics dashboard, Webhook and custom parameters, built-in AML/OFAC screening, and no minimum transaction amount; based onA 1% transaction fee is billed monthly, paid by the customer, with no minimum and no maximum. For high-volume merchants, platforms, or enterprises needing custom SLAs, dedicated support, and volume discounts, the Enterprise plan provides, on top of everything in pay-as-you-go, volume-based discounts, a dedicated account manager, custom fiat off-ramp integrations, SLA guarantees with 24/7 support, and white-label options.
Use cases Suitable for merchants wanting to accept global crypto payments in a non-custodial way, especially businesses focused on fund autonomy, settlement speed, and low-barrier onboarding; it is equally suitable for on-chain subscriptions, offline payments, and regulated market scenarios requiring built-in AML screening.
Limitations The materials do not provide the supported countries or regions, specific fiat off-ramp coverage, confirmation times and limits for each chain, compliance licensing details, or the Enterprise plan's specific pricing and discount thresholds; this information is not currently available.
