Chart is a revenue verification and customer onboarding automation tool designed specifically for modern fintech companies. Its core capability is to obtain real-time, verified tax records directly from the Internal Revenue Service (IRS) and leading tax filing platforms, helping fintech companies quickly verify customer income and simplify the account opening process.
Key capabilities include:
- Real-time access: Through direct connections to the IRS and tax filing platforms, obtain customer tax records within seconds.
- Verified documents: Directly connect to government sources and tax software to provide official verification documents that can be relied upon, eliminating uncertainty.
- Structured JSON: Automatic OCR processing parses tax documents into clean, standardized JSON data, making it easy to integrate into existing tools.
- Developer-friendly: Provides a developer-centric REST API, including SDKs, a sandbox environment, and high-quality documentation.
- Multiple submission methods: Customers can submit records by connecting to an IRS online account, linking tax software, or filling out official IRS forms.
Security and privacy aspects:
- Non-persistent credentials: User credentials are not stored, and re-authentication is required for each session, ensuring sensitive information is retained only briefly.
- SOC 2 Type II compliance: Complies with the highest data security and privacy standards, with reports available upon request.
- Fine-grained access: Users independently choose which documents to share through a consent flow and can request data deletion at any time.
- Privacy protection: PII and custom fields can be anonymized and obfuscated upon request without affecting functionality.
How to use: Fintech companies can integrate through Chart's REST API and use the SDK and sandbox environment for development and testing, while customers authorize and submit tax records through multiple methods.
Use cases: Fintech companies that need automated revenue verification and customer onboarding, such as lending, payments, and wealth management.
Limitations: The materials do not provide specific pricing, platform compatibility details, or performance metrics, and no related information is currently available.