Have Another Cherry is a shared expense app positioned for couples, roommates, and anyone who lives together but keeps their finances separate. Its core claim is: living together does not mean sharing a bank account, and users can split expenses by ratio and settle up without opening a joint account.
Purpose and positioning According to the official description, many people live together while keeping their finances separate, and this is not a transitional phase. But existing tools either assume users are moving toward merging their finances, or assume users are only splitting expenses on a trip that will end. Have Another Cherry targets the scenario of long-term cohabitation, each person managing their own money, while needing to keep shared expenses clear. Users can also use it on their own, tracking where their money goes and how it relates to the people around them; they can invite others at any time, or never invite anyone.
Main capabilities
- Every expense stays on its own line: the company says no expense is ever merged into a single total, and when someone pays, that payment settles the specific items it covers, with everyone able to see exactly which items those are.
- Set the split ratio once: users can jointly agree on what counts as fair for the household, whether by income or in any way all parties accept; from then on every expense follows that ratio, with no need to negotiate each one.
- Record the payment method: cash, card, or transfer is saved along with the expense, and paying with a credit card is shown as it is rather than disappearing into a total.
- Recurring expenses supported: expenses that repeat monthly can be set up once, recorded automatically, split automatically, and appear in the ledger before they come due.
- Per-expense overrides supported: the company says that when needed, any single expense can still be manually overridden from the established ratio.
How to use it The official process is three steps:
- Create a household and invite your roommates: one group, one private code, roommates join by email, which the company says takes about a minute.
- Agree on the ratio once: set each person's share of the split.
- Record, settle, forget it: snap a receipt or enter it manually; when one person pays the other back, the app records which items that payment settled.
Platforms and availability The company says iPhone, Android, and web are all available: get it on the App Store or Google Play, or use it in any browser with no installation. The company says everything you need is free and no bank card is required. The web version is already available, and if you have the app installed, you can also open the web app on your computer via a link.
Privacy notes The company says the ledger is encrypted, only your email address is stored, and it does not sell or shareEnjoy data, no ads in the ledger. For complete details on what is and is not sent for AI features, the official source points to its Privacy & Security page.
Applicable scenarios and limitations The applicable scenarios are groups living together long-term (partners, roommates, family members under the same roof) proportionally sharing common expenses and settling them transaction by transaction, and it is also suitable for individuals keeping accounts on their own. The official source does not provide specific pricing, subscription tiers, data storage regions, supported currency types, or the specific scope of AI features; this information is not currently available.
