AssetLink is an alternative investment infrastructure layer for financial institutions, enabling banks, asset managers, and payment institutions to offer fractional alternative investment products under their own brands. It is not positioned as a trading app for individual investors, but rather as providing integrable underlying capabilities for institutions. According to official materials, AssetLink assumes no custody, creates no balance-sheet risk, and claims it can be put into production use within six weeks.
Main capabilities AssetLink encapsulates layers such as investment analysis, compliance, and settlement into a unified runtime, exposing a set of APIs externally. The official description includes four engines:
- Investment intelligence: market analysis, portfolio intelligence, and risk scoring, used to support the client-side investment experience.
- Asset verification: uses AI to verify asset ownership, value, legal status, and condition, and is officially said to compress due diligence from months to hours.
- Automated compliance: AI-driven KYC/AML, officially said to be completed within seconds, covering screening in more than 250 countries, compliant with MiCA requirements, and with continuous transaction monitoring.
- Structuring & settlement: creates fractional unit shares, automated clearing, and real-time reconciliation across venues.
How to use AssetLink provides three deployment paths, all of which support institutions retaining their own brand, customers, and revenue:
- Offer alternative investments under your own brand within the institution's existing application;
- Use a white-label portal or headless API;
- Run within the institution's existing application and authentication system, with customers not needing to leave the original environment. Payment institutions can embed investment products into payment flows through embeddable investment components, Stripe-native settlement, sub-second compliance verification, and a webhook-based event-driven experience. The official description covers the complete chain from API call to settled position: connect via API or embed a white-label portal, Dragao handles KYC/AML in more than 50 jurisdictions, and Forja mints fractional units and completes clearing.
Use cases AssetLink is mainly aimed at banks, asset managers, and payment institutions that want to offer alternative investment products to their customers, and is especially suitable for institutions that want to integrate within their own brand and existing applications without taking on custody and compliance infrastructure themselves. It is also suitable for scenarios where it is necessaryto issue and manage fractional funds, automate net asset value (NAV) calculations, distributions, cap tables, and investor reporting.
Limitations and fees Officially, the fee model includes a setup fee, an annual license, and revenue share, but no specific amounts or percentages are provided. Regarding the specific asset classes supported by the platform, the scope of regulatory permissions, minimum integration requirements, SLA details, and actual results, the materials do not currently provide detailed information.
