HeirLoft is positioned to help users organize their digital lives and leave a clear disposition plan for their families during their lifetime. Its core philosophy is "not passwords—but decisions," meaning it does not store users' passwords, but instead has users specify how each digital asset should be handled after death.
Purpose
Users typically have a large number of online accounts, subscription services, and digital assets with real value, but this content is often scattered and unprotected. HeirLoft aims to change this situation, allowing users to complete the organization while they can still make decisions, avoiding leaving their digital lives to chance.
Main Capabilities
According to official information, HeirLoft provides four layers of clarity:
- Subscription import: Subscriptions can be imported in seconds, and HeirLoft automatically presents every account.
- Disposition decisions: Decide what happens to each item, including keep, cancel, transfer, or delete, and track completion progress.
- Beneficiary assignment: Specify intent and the corresponding person for each asset, recording decisions in writing, stored, and securely, rather than passwords.
- Handover documents: Generate formatted documents for executors or family members to actually use, printable and shareable.
In addition, HeirLoft prompts users once a year to keep information up to date in about 20 minutes, adapting to changes in digital life.
How to Use
Users first import subscriptions, and the system automatically presents the accounts; then they make decisions item by item to keep, cancel, transfer, or delete, and track completion; next they assign intent and beneficiaries to assets; finally they generate printable, shareable handover documents. The official description states that it performs only read-only scans, uses an end-to-end encrypted vault, and never stores users' passwords.
Use Cases
Suitable for individuals who want to plan their digital legacy in advance, organize a large number of accounts and subscriptions, and avoid leaving family members with no idea where to start when facing digital assets. It can also be used to regularly review and update one's digital asset inventory.
Limitations
Official information does not provide specific details such as platform support, integration services, file formats, or language versions. Regarding pricing, it only mentions "simple, honest pricing" and starting for free, and lists items such as "up to 25 accounts," "unlimited accounts," "unlimited domains," "PDF handover guide," "beneficiary assignment," "includes all Pro features," "priority support," and "early access to new features," but does not give specific price amounts, nor does it clarify the specific boundary between the free and paid versions. The information not mentioned above is not yet available.
