Payment Link is an online payment collection tool built on Stripe technology, aimed primarily at businesses of all kinds, helping them request and receive payments more easily. Its core goal is to simplify the payment collection process and reduce the hassle of late payments and manual follow-ups.
In terms of use, Payment Link is suitable for businesses that need to send payment requests to customers and collect payments quickly, and is especially suited for freelancers, small merchants, service providers, and others. It supports a variety of online and offline payment collection scenarios.
Main capabilities include:
- Payment requests: Users can create a payment form in seconds, fill in the description, amount, and taxes, and then send it to customers via email, SMS, WhatsApp, or messaging apps. After customers click the link, they can pay using Apple Pay, Google Pay, credit cards, or debit cards. The company says the average customer payment time is 6 minutes.
- A dedicated payment page: Each merchant has a dedicated URL, and customers can visit it at any time and enter their details, description, and amount themselves, then complete payment. This page is open 24/7, requires no software installation, can be used on a phone, tablet, or computer, and the link can be shared on a website, email signature, invoice, or chat.
- A micro e-commerce online store page: Users can create their own online store with no subscription fee or extra charges, customize it with their brand logo and colors, and start selling after adding products.
- QR code payment collection: A QR code can be displayed on a mobile device or in-store; after customers scan it, they enter their details, description, and amount, and click pay to complete the entire process.
In terms of how to use it, users need to have a Stripe account. They can connect an existing Stripe account or directly create a new account during the Payment Link onboarding process. Subscribing to Payment Link requires that Stripe support the user's country and currency, but customers can come from anywhere in the world. No traditional bank merchant account or physical card terminal is required. The company says the tool is designed for non-technical users, is easy to use, and provides a support team.
Applicable scenarios include: graphic designers, personal trainers, driving instructors, and other individual service providers, as well as any business that needs to accept credit cards, debit cards, Apple Pay, and Google Pay. It supports offline QR code payments, e-commerce stores, and a modern checkout process.
In terms of limitations, users must have a Stripe account, and Stripe must support their country and currency. Regarding specific pricing, fee details beyond the 30-day free trial, and more technical limitations, the official materials do not currently provide them.
