Stripto

Purpose

Stripto is used to solve the problem that Stripe and Poland's KSeF (Krajowy System e-Faktur, National e-Invoicing System) cannot be directly connected. Stripe does not support KSeF and cannot issue invoices that comply with Polish legal requirements. Stripto acts as a bridge between the two: it connects a Stripe account to an invoicing system so that every Stripe payment can automatically generate a VAT invoice compliant with KSeF.

Main capabilities

• Automatic invoicing: Every Stripe payment automatically generates a VAT invoice, which can be sent to KSeF via Fakturownia, inFakt, wFirma, or directly through Stripto.
• Support for multiple invoicing systems: Officially stated to integrate with three major Polish invoicing programs—Fakturownia, inFakt, wFirma, each of which can send invoices to KSeF.
• Automatic retrieval of buyer data: NIP and company information are automatically obtained from payment metadata and written into the invoice, with no manual transcription required.
• Coverage of all Stripe payment types: One-time payments, subscriptions, and payment links can all be used.
• EU B2B handling: Identifies B2B transactions within the EU and automatically applies reverse charge on the invoice.
• Direct KSeF connection: You can choose to send invoices directly from Stripto to KSeF, or send them via Fakturownia, inFakt, wFirma.

How to use

Officially described three-step process:

1. Connect your Stripe account with an API key; the official description says configuration takes less than a minute.
2. Connect Fakturownia, inFakt, wFirma, or KSeF with an API key, and choose the required system.
3. After that, each time a Stripe payment is triggered, an invoice is automatically generated and automatically enters KSeF.

Suitable scenarios

• Freelancers and small online stores.
• Growing companies with recurring sales.
• Businesses with a large transaction volume.
• Sellers who need to invoice EU B2B customers and need to automatically apply reverse charge.

Pricing

The official page shows a price of 29 zł/month, offers a free trial for the first 5 invoices with no card required, and the plan can be upgraded at any time and canceled at any time; the official description says there are no hidden fees. Other more detailed plan tiers and specific quotas are currentlynot provided.

Security and permissions

• API keys and integration tokens are stored in encrypted form.
• Only read-only permission for a Stripe restricted key is required; the official description says it cannot initiate transfers or edit the account.
• Customer card numbers cannot be seen, and payment data remains within Stripe.

Limitations and information not currently provided

• The official text does not list the specific invoice quantity limits or feature differences for each plan.
• Apart from 29 zł/month, other price tiers are not currently provided.
• Although the supported Stripe payment types are said to be "all," item-by-item technical details are not given.
• Regarding whether refunds/corrective invoices (korekta) are automatically generated, the page only raises this in the form of an FAQ question and does not give a clear answer; this is not currently provided.
• Whether interfaces other than Polish or non-Polish accounting systems are supported is not currently provided.

Frequently asked questions (official FAQ topics)

The official FAQ raises the following question topics: what exactly Stripto does, which accounting systems are supported, how it works with KSeF, which Stripe data is written into invoices, when invoices are generated, whether invoices can be issued retroactively for existing Stripe transactions, whether Stripe subscriptions can be used, whether multi-currency and multi-country sales are supported, whether Fakturownia, inFakt, and wFirma can be used at the same time, whether Stripto logs into user accounts, whether non-technical people can configure it, how long setup takes from scratch, how support is provided when problems occur, whether it can be tried before paying, the price after the free period, whether Stripto itself provides invoices, and how refunds and corrective invoices are handled. The specific answer texts for the above questions are not currently provided.