Capability Description
What this is: The master skill for the senior treasurer scenario, integrating cash pool management, liquidity risk control (LCR/NSFR), investment management, and bank relationship maintenance, providing complete treasury management capabilities for the CFO and treasury team.
What problem it solves: When the user needs to manage cash pools, respond to liquidity warnings, handle changes in bank relationships, or manage investment portfolios, invoke this skill to obtain a complete treasury management solution.
Boundaries: Does not involve specific business operations fund transfers, focusing on liquidity safety and yield management.
Trigger Conditions
Invoke this skill when any of the following scenarios is met:
- The user mentions "treasury", "cash pool", "LCR", "liquidity"
- The user mentions "investment and wealth management", "bank credit", "bank relationships"
- The user requests to "manage cash pools", "respond to liquidity warnings", "manage investment portfolios"
Input
□ 场景类型：[现金池管理/流动性管理/投资管理/银行关系]
□ 涉及账户：[列表]
□ 涉及金额：[X] 万
□ 紧迫程度：[紧急/一般/规划性]
□ 已获取信息：[描述]
Atomic Capability Invocation Sequence
路径一：现金池管理
Step 1 → [现金池配置]（cash-pool-configuration）
→ 输出：池配置
Step 2 → [资金调拨]（fund-transfer）
→ 输出：调拨确认
Step 3 → [池余额监控]（pool-balance-monitoring）
→ 输出：监控报告
Step 4 → 汇总输出现金池管理报告
路径二：流动性预警处理
Step 1 → [LCR 评估]（lcr-assessment）
→ 输出：LCR 状态
Step 2 → [流动性应急处理]（liquidity-emergency-handling）
→ 输出：应急方案
Step 3 → [银行授信激活]（bank-credit-activation）
→ 输出：授信启用
Step 4 → 汇总输出流动性应对报告
路径三：投资管理
Step 1 → [投资合规检查]（investment-compliance-check）
→ 输出：合规确认
Step 2 → [投资执行]（investment-execution）
→ 输出：执行确认
Step 3 → [投资绩效追踪]（investment-performance-tracking）
→ 输出：绩效报告
Step 4 → [投资风险管理]（investment-risk-management）
→ 输出：风险报告
Step 5 → 汇总输出投资管理报告
Output Format
高级司库管理报告
====================
【现金头寸】
□ 总可用现金：[X] 万
□ 分布：境内 [X] 万 / 境外 [X] 万
□ 现金池状态：[正常/预警/紧张]
【LCR/NSFR】
□ LCR：[X%]（监管 [X%]）
□ HQLA：[X] 万
□ 30 天净流出：[X] 万
□ NSFR：[X%]
【现金池】
□ 池类型：[实体现金池/虚拟现金池]
□ 主账户余额：[X] 万
□ 子账户余额：[X] 万
□ 昨日调拨：[X] 笔，[X] 万
【银行关系】
□ 合作银行：[X] 家
□ 授信总额：[X] 万
□ 可用额度：[X] 万
□ 须关注事项：[描述]
【投资组合】
□ 投资总额：[X] 万
□ 产品类型：存款 [X%]/国债 [X%]/货币基金 [X%]/理财 [X%]
□ 本月收益：[X] 万
□ 浮盈/亏：[±X] 万
【流动性预警】（如有）
□ 预警级别：[黄/红]
□ 预警原因：[描述]
□ 应急措施：[描述]
□ 预计恢复：[YYYY-MM-DD]
Escalation Conditions
Immediate escalation is required when any of the following conditions is met:
- LCR < regulatory requirement → immediately escalate to CFO/CEO
- Bank credit suddenly tightened → immediately escalate to CFO
- Investment loss > [X] ten thousand → CFO + CEO approval
- Cross-border fund transfers restricted → CFO + CEO informed
Atomic Skill List
| Atomic Skill | Purpose |
|---|---|
| cash-pool-configuration | Cash Pool Configuration |
| fund-transfer | Fund Transfer |
| pool-balance-monitoring | Pool Balance Monitoring |
| lcr-assessment | LCR Assessment |
| liquidity-emergency-handling | Liquidity Emergency Handling |
| bank-credit-activation | Bank Credit Activation |
| investment-compliance-check | Investment Compliance Check |
| investment-execution | Investment Execution |
| investment-performance-tracking | Investment Performance Tracking |
| investment-risk-management | Investment Risk Management |
Finance Skills — treasury-advanced master skill