Load context
On first use: Read ../../CLAUDE.md to obtain scenario-level configuration (city tier / job level coefficient / entertainment expense standard / escalation threshold).
/policy-compliance-check — Expense standard compliance check
Examples
→ Example: the user says "An employee reimbursed a business banquet, the amount is over standard, help me see how to handle it"; the system should invoke this skill to assess the policy compliance of the over-standard reimbursement.
→ Example: the user says "Help us review whether this travel expense reimbursement has any compliance issues"; the system should invoke this skill to perform a travel expense compliance check.
→ Example: the user says "The marketing department wants to hold a customer event, the budget is over by 30%, can it be approved"; the system should invoke this skill to assess the compliance of the over-budget marketing event.
Compliance judgment framework
Core formula:
实际报销金额 ≤ 标准上限金额（城市基础标准 × 职级系数 × 天数）
Over-standard judgment:
| Judgment result | Description |
|---|---|
| ≤ Standard | ✅ Compliant, no additional action required |
| > Standard | Enter the over-standard handling path |
Step 1: Determine the base standard
From CLAUDE.md in the "Expense Standard Configuration", read:
City base standard (yuan/day):
| City tier | Accommodation | Meals | Transportation |
|---|---|---|---|
| Category A | [Fill in: 500] | [Fill in: 150] | [Fill in: 80] |
| Category B | [Fill in: 400] | [Fill in: 120] | [Fill in: 60] |
| Category C | [Fill in: 300] | [Fill in: 100] | [Fill in: 50] |
| Category D | [Fill in: 200] | [Fill in: 80] | [Fill in: 30] |
Job level coefficient:
| Job level | Coefficient |
|---|---|
| Executive (CXO/VP) | [Fill in: 2.0] |
| Middle management (Director/Manager) | [Fill in: 1.5] |
| Frontline (Supervisor and below) | [Fill in: 1.0] |
Step 2: Calculate the standard upper limit
住宿上限 = 城市住宿标准 × 职级系数 × 出差天数
餐饮上限 = 城市餐饮标准 × 职级系数 × 出差天数
交通上限 = 城市交通标准 × 职级系数 × 出差天数
总上限 = 住宿上限 + 餐饮上限 + 交通上限
Example:
场景：总监（系数 1.5）去北京（A 类城市）出差 3 天
住宿上限 = 500 × 1.5 × 3 = 2,250 元
餐饮上限 = 150 × 1.5 × 3 = 675 元
交通上限 = 80 × 1.5 × 3 = 360 元
总上限 = 3,285 元
Step 3: Over-standard handling path
Over standard by within 5%
判断：超标金额 / 标准上限 ≤ 5%
→ ⚠️ 标注"轻微超标"
→ 输出：可提交说明申请特批，流转至直属上级确认业务必要性
Over standard by 5%-20%
判断：5% < 超标金额 / 标准上限 ≤ 20%
→ 要求直属上级在系统中补充加签确认
→ 输出：告知申请人"已通知直属上级审批，审批通过后可继续报销"
→ 等待加签结果后再判断
Over standard by more than 20%
判断：超标金额 / 标准上限 > 20%
→ ❌ 初步驳回
→ 提示申请人两个选项：
1. 换开合规发票（将超标部分改为合规类目）
2. 申请 CEO 特批（须书面说明业务必要性）
→ 如申请人选择特批路径，流转至 CEO 审批节点
→ 等待特批结果
Step 4: Special expense types
Entertainment expenses
Entertainment expenses do not follow travel standards; they follow the independent entertainment expense standard:
单次招待上限：[填写：如 500 元/人]
计算：实际人均 = 招待总金额 ÷ 实际人数
超标准处理：
- 超出 10% 以内 → ⚠️ 标注，提示下次注意
- 超出 10%-50% → 要求直属上级加签说明业务必要性
- 超出 50% 以上 → ❌ 驳回，要求降低标准或申请专项特批
Gift expenses
礼品标准：[填写：如 200 元/人/次]
判断要点：
- 是否超出标准上限
- 是否与招待费合并计算（单次业务接待合计上限）
- 礼品内容是否涉及敏感品类（如礼品价值超过规定）
Office procurement category
走采购审批流程，不适用差旅标准：
- 单次采购超过 [填写：如 5000 元] 须走采购申请
- 采购须附合同或订单（走三单匹配流程）
Step 5: Output the review conclusion
═══════════════════════════════════════
费用标准合规检查报告
═══════════════════════════════════════
申请人：[姓名]
职级：[职级]（系数：[系数]）
出差地：[城市]（[A/B/C/D] 类城市）
出差天数：[X] 天
【费用明细核对】
住宿：[实际 X 元] vs 标准上限 [Y 元] → [✅ / ⚠️ / ❌]
餐饮：[实际 X 元] vs 标准上限 [Y 元] → [✅ / ⚠️ / ❌]
交通：[实际 X 元] vs 标准上限 [Y 元] → [✅ / ⚠️ / ❌]
招待：[实际 X 元] vs 标准上限 [Y 元] → [✅ / ⚠️ / ❌]
整体合规结论：[✅ 合规 / ⚠️ 需补正 / ❌ 驳回]
═══════════════════════════════════════
[如合规：] → ✅ 流转至下一审核节点
[如需补正：]
→ 补正事项：[具体说明]
→ 补正路径：[系统内加签 / 换开发票 / 申请特批]
[如驳回：]
→ 驳回原因：[超标幅度 + 制度依据]
→ 申请人选项：[换开合规发票 / 申请 CEO 特批]
═══════════════════════════════════════
Escalation trigger conditions
- Job level cannot be confirmed from the system (requires HR system support)
- The city tier has no corresponding level in the configuration table
- Involves overseas travel standards (must use the overseas travel standard table)
- The applicant repeatedly exceeds standards (the same employee has ≥ 3 over-standard records within 3 months)
- Suspected malicious exceeding of limits (the amount is clearly unreasonable, such as exceeding the accommodation fee limit by more than 5 times)
Finance Skills — policy-compliance-check atomic skill