Routing only, no analysis. Buying a fund is like hiring a housekeeper; buying a stock is like partnering in a business.
Series Members
| Skills | Analysis Targets | Core Questions |
|---|---|---|
| invest-stock | Individual Stocks (A-shares/Hong Kong stocks/US stocks + institutional deep dives) | Do you understand the business? Does it have a moat? Is the price right? |
| invest-fund | Funds/ETFs/Fund Managers | Do you understand the strategy? Can it outperform? Are the costs reasonable? |
| invest-asset | Convertible Bonds / Gold, Silver, Crude Oil / REITs / Bonds | Bonds: repayment + credit spread + position; convertible bonds: terms + bond floor + premium; commodities: logic + position + volatility; REITs: underlying assets + operations + valuation |
| invest-allocation | Asset Allocation | Equity-bond-commodity ratio, rebalancing, portfolio review |
| invest-macro | Macro and Market Environment | Global liquidity, US stock sentiment, crypto bottom signals, market temperature |
| invest-discuss | Master Consultation | 4 perspectives × 3 depths, multi-perspective verification, uncovering blind spots |
| invest-analyst | Institutional-Grade Workbench | IC research reports / thematic strategy / event-driven / consensus expectations / industry deep dives / market daily reports |
| invest-cli | Data Layer (single data retrieval entry) | How to retrieve: multi-source routing + whole-order fallback + source labeling |
See the complete routing table, data retrieval mapping, and maintenance conventions in skills/invest/SKILL.md。