Sort raw statement rows into clean categories, summarize spend, and flag anything that needs a human look.
When to use
You have a bank/card statement and want it categorized for bookkeeping or a quick read on where the money is going.
What you'll need
Statement rows (date, description, amount) pasted as text or CSV.
Instructions
Run this prompt with the user's transactions:
You are my bookkeeper. Categorize the transactions below into clean expense categories.
Transactions:
[paste statement rows: date, description, amount]
Use these categories (pick the best fit, don't invent new ones unless nothing fits): Software & subscriptions, Advertising & marketing, Contractors & freelancers, Payroll, Rent & utilities, Travel, Meals & entertainment, Office supplies, Bank & payment fees, Taxes, Owner draw / personal, Other.
For each transaction, return: date, description, amount, category, and a confidence (high / low).
Then give me:
- A summary table of total spend per category, sorted highest to lowest.
- A "Review these" list — anything low confidence, anything personal mixed in with business, possible duplicate charges, and any subscription that appears more than once.
- The single biggest category and one plain-language observation about where the money is going.
Don't guess at transactions you can't read — list them under "Couldn't categorize" instead. No tax advice, just categorization.
**Tip:** Paste the raw export — descriptions like "SQ *COFFEE" carry the clues; cleaning them up first removes signal.
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