dispute-refund-audit

Dispute & Refund Audit

Stripe MCP Setup

Requires Stripe MCP connected via OAuth or restricted key. Docs: https://docs.stripe.com/mcp

1. GetMcpTools with server: "user-Stripe" (or plugin-stripe-stripe) before any call
2. Prefer stripe_api_search → stripe_api_details → stripe_api_read for list/retrieve
3. Always paginate — limit: 100, follow has_more with starting_after
4. Amounts are in cents unless noted
5. Never expose secret keys in output

Workflow

1. GetDisputes — recent, paginate
2. GetRefunds or failed/succeeded charges with refunded: true
3. Group by reason, amount, status (needs_response, lost, won)

Benchmarks

Dispute rate < 0.75% of charges (card network threshold).

Output Template

Disputes & Refunds ([period])

Disputes: [n] | $[amount] | Win rate: [%]
Refunds: [n] | $[amount]

Action items:
1. Respond to [n] needs_response before [date]