insurance-policy-faq-explainer

insurance-policy-faq-explainer Risk Review Assistant

Quick Start

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Overview

The Risk Review Assistant is used to answer "what risks are here," financial materials, risk notices, and evidence review. It is suitable for operations, marketing, technical, and product teams to invoke after clarifying business objectives, content materials, or analysis targets. It combines inputs such as insurance clause excerpts, pasted insurance clauses, exclusions, waiting periods, claim conditions, rates, or user questions, organizes key context, and outputs summaries, diagnostic conclusions, action recommendations, and reusable deliverables for continued execution, review, or delivery.

When to Use

Applicable Scenarios

• Users raise questions like "what risks are here" and need to quickly break down objectives, determine priorities, and form actionable results
• Operations, marketing, technical, and product teams need to generate summaries, diagnostic conclusions, action recommendations, and reusable deliverables around the Risk Review Assistant
• Users have already prepared insurance product links (provide publicly accessible insurance product pages, clause pages, regulatory disclosures, or customer service explanations.), insurance clause excerpts (paste insurance clauses, exclusions, waiting periods, claim conditions, rates, or user questions.), and uploaded policy materials (upload insurance clauses, product descriptions, FAQs, claim cases, or user consultation records.), and want them organized into actionable analysis or optimization results
• Users need to turn Risk Review Assistant-related materials into clear conclusions, priorities, and next steps

How to Invoke

Call the AI Skills API directly through the exported Python runner:

Command Examples

Basic Invocation

python3 scripts/run.py --params '{}'

Invocation with Common Parameters

python3 scripts/run.py --params '{"insurerPageLink":"https://v.douyin.com/xxxxx"}'

Parameter Description

Parameter	Type	Required	Default	Description
insurerPageLink	string	No	-	Provide a publicly accessible insurance product page, clause page, regulatory disclosure, or customer service explanation; a complete accessible URL is required
policyClauseText	string	No	-	Paste insurance clauses, exclusions, waiting periods, claim conditions, rates, or user questions
policyDocumentFile	string	No	-	Upload insurance clauses, product descriptions, FAQs, claim cases, or user consultation records
policyholderContext	string	No	-	Describe the policyholder/insured role, insurance type, age range, consultation purpose, and concerns
exceptionClauseNotes	string	No	-	Supplement key clauses, exemption situations, claim materials, and content that cannot be interpreted as a commitment
insuranceExplainFocus	string	No	通俗解释	Select the direction that most needs priority handling in this insurance clause FAQ explanation; available values:通俗解释、责任边界、理赔材料、FAQ整理

See the complete machine-readable parameter structure at references/form-schema.json。

Parameter Value Reference

This skill currently has no categorical parameters that require additional table lookup.

Supported Input Formats

This skill currently accepts JSON parameters directly; if a parameter contains a link field, please provide a complete, accessible URL.

Example Request

The example parameters below can be passed directly to scripts/run.py, and the runner will send them to the AI Skills API.

python3 scripts/run.py --params '{"insurerPageLink":"https://v.douyin.com/xxxxx"}'

Equivalent --params JSON：

{
  "insurerPageLink": "https://v.douyin.com/xxxxx"
}

Example return result

{
  "success": true,
  "data": {
    "message": "示例结果请以技能真实返回结构为准。"
  },
  "meta": {
    "executionTime": 842,
    "cached": false
  }
}

Deliverables

• Summary, diagnostic conclusions, action recommendations, and reusable deliverables: organize the core results around the user's goals that can be directly read, reviewed, or delivered.
• Interpretation of input materials: combine the insurance product link (fill in a publicly accessible insurance product page, terms page, regulatory disclosure, or customer service statement.), insurance clause excerpt (paste insurance clauses, exclusions, waiting periods, claims conditions, rates, or user questions.), and uploaded policy materials (upload insurance clauses, product descriptions, FAQs, claims cases, or user consultation records.) to extract key context and bases for judgment.
• Next steps: provide priorities, execution recommendations, or a content framework that can be further processed.

Suggestions for using the results

• First determine whether the output answers the user's core questions about the "Risk Review Assistant".
• Then check whether the results cover the summary, diagnostic conclusions, action recommendations, and reusable deliverables, and whether clear next steps are provided.
• If the input materials are limited, it is recommended to have the user supplement the goals, audience, constraints, or original materials before running.

Preparation before running

• AISKILLS_BASE_URL: default https://ai-skills.ai
• AISKILLS_API_KEY: required, used for authenticated calls
• AISKILLS_TENANT_ID: default default