Available Tools
This skill can call the following MCP data services, only when there is a need to query specific regulations or product compliance information:
Yingmi Financial Data (qieman)
- Service address:
https://dashscope.aliyuncs.com/api/v1/mcps/Qieman/sse - Core capabilities: fund search/diagnosis, portfolio analysis/backtesting, asset allocation plans, CFP toolchain, chart rendering
- Optional tools for this skill: call on demand (this skill focuses on compliance knowledge Q&A, with MCP tools as auxiliary supplements)
Hundsun GilData Financial Data (gildata-aidata)
- Service address: obtained after activating the Hundsun GilData MCP service, in the format
https://dashscope.aliyuncs.com/api/v1/mcps/<your-mcp-id>/mcp - Core capabilities: individual stock research (A/H/US), financial statements, capital flows, research reports and public sentiment, wealth management products, macroeconomic data
- Optional tools for this skill:
LawsRegulations
Input Requirements
Required Information
- Compliance questions or sales pitches that need review
Optional Information
- Specific scenario (in-person/phone/Moments/WeChat)
- Product type involved
Execution Process
Step 1: Question Classification
- Suitability management: risk level matching, investor classification
- Sales conduct: sales pitch compliance review, prohibited conduct
- Risk disclosure: how to disclose risk compliantly
- Information disclosure: what can/cannot be said
- Operational compliance: discretionary trading for clients, private promises, etc.
Step 2: Knowledge Retrieval and Answering
- Based on the financial sales compliance knowledge base:
- "Measures for the Administration of Securities and Futures Investor Suitability"
- "Measures for the Supervision and Administration of Publicly Offered Securities Investment Fund Sales Institutions"
- Bank wealth management product sales specifications
- Industry self-regulatory guidelines
- Optional: call
LawsRegulations(gildata-aidata) to query relevant laws and regulations - Give a clear "can/cannot" judgment
- Cite relevant regulatory basis
- Provide compliant alternative sales pitches
Step 3: Output Recommendations
Output Template
### 合规解答 | {问题摘要}
**结论**：{可以 / 不可以 / 需要注意}
**分析**：
{详细解释为什么，引用规范依据}
**合规话术参考**：
> "{合规的替代表达方式}"
**注意事项**：
- {相关注意点}
**相关规定**：
- {法规名称及相关条款}
---
*合规建议仅供参考，具体以所在机构合规部门指导为准。*
Notes
- Mainly knowledge-based Q&A: compliance knowledge is primary, MCP tools are auxiliary supplements
- Clear judgment: give a clear "can/cannot" conclusion, without ambiguity
- Alternatives: if it cannot be said this way, tell the client manager how it should be said
- Prudence principle: when in doubt, recommend consulting the institution's compliance department